It is noted that engaging in riba is a grave sin which Allah warned us against it in the Qur’an and the Prophet (peace and blessings be upon him) cursed those who deal with it. As regards taking loan with riba, one search for a helpful friend or a relative to lend money and after that he can repay.  We should know that resorting to haram things is not that easy. It mainly depends on necessity which should be not be overestimated.

Answering this question, Dr. Monzer Kahf, scholar in Islamic economics & financial expert, stated:

I think there are always ways to borrow from friends and family and there is no acceptable reason that may justify breaking the rule of prohibition of interest. We must not borrow from a bank to pay dowry and so, but rather borrow from family and friends.

May Allah guide all of us to what pleases Him