girlfriend

Is it okay for a girl to have a boyfriend if she does not have any physical contact with him but only because the girl and boy feel they love each other? Please do not post this question but send the answer directly to my email address.

I have  a girlfriend whome i love alot and i fully decided to marry with her only.we used to talk at night daily before sleeping but sometime in talking we get so much excited that i am unable to control myself and i excite my partner also by which we do masturbation on talking only.so i want to ask can we do masturbat ion as i fully decided to marry with her only and never talk all these things with anyone else other than her.i need her atleast twice  or thrice in month for masturbation.so can we do masturbation?