charges

In European countries, you can get the so-called visa or master card. It can be used for paying in shops, but if it's used to withdraw money from cash points, there would be a charge of 1.5% (i.e. when you receive a statement to repay what you've spent there will be some extra amount of 1.5% added). Is it considered Riba (interest) since they don't call it interest in the statement, but just a charge for using withdrawing facility?